If you tend to downplay the risk of an earthquake in California, you are risking the safety of your family. Not only this, you are also at a high risk of property damage from a quake. Imagine a situation in which a big tremor strikes, catching you unaware. The repercussions of an earthquake that strikes without warning could be immense. Since you live in the state of California, the risk of a tremor is manifold, not to mention the loss of life and property a huge earthquake can unleash. So the best way to prepare for such a devastating disaster is to buy earthquake insurance.
California Earthquake Statistics
According to the U.S. Geological Survey, California has a 99% chance to experience a massive tremor to the extent of a magnitude of 6.7 or greater in the next three decades. The San Francisco Bay area is at the highest risk of an earthquake. The risk of a Big One is only getting bigger by the day.This does not make other parts of California immune to an earthquake. Yes, there are lower risk and higher risk California areas. But all in all, the risk of a huge earthquake is growing bigger in the Golden State anytime in the next 30 years.
California has had numerous tremors throughout its geologic history. The threat of an earthquake in California could be greater than you think, from serious damage to property and assets to extensive loss of life.
Earthquake Insurance in California
So what is the answer?
When your basic homeowners policy does not offer earthquake damage coverage, you can purchase quake coverage as a separate policy. Unfortunately, only 17% homeowners in California have earthquake insurance, others are still in denial that something so devastating will not affect them.
Earthquake insurance in California cansafeguard you against unlikely and financially devastating losses. Not having coverage could make it not only an emotional, but also a financial nightmare for your family.
Remember, the discovery of new fault lines raises the risk of a tremor further. The earthquake that struck from the fault under Northridge may have left your home untouched, but that does not mean that a shifting fault cannot leave it in splinters. This is the power of an earthquake.
So why wait for a tremor to strike and devastate your property, leaving you and your family wondering how you will get your home rebuilt?
The best safeguard in that situation is to get California earthquake insurance that can protect you against the unthinkable. The good news is that rates for earthquake insurance are currently very competitive.
Being in denial can never offer you the solution or protection from a big shake of the earth. Yes, earthquake insurance is an added cost to your current budget, but it is worth the investment if you weigh it against the massive destruction your house and property can suffer in the event of a quake.
California insurance coverage can come to your rescue if a tremor strikes your home and unleashes devastation. In that case, you can have peace of mind that your earthquake insurance will offer coverage for such losses to property.
So why are you still thinking whether you need earthquake insurance coverage in California? Time is running out! You need to make a quick decision. The threat from an earthquake is immense and increasing. Take action now! www.cheapearthquakeinsurance.com can help!