News and guides
Earthquake insurance, explained as it changes.
Carrier exits, retrofit programs, lender requirements and the CEA versus private market, written for California property owners by a licensed broker.
Insights · 2026-07-15
Commercial Earthquake Insurance in California: What Building Owners and Tenants Need to Know
Commercial property policies exclude earthquake damage, and many California lenders require separate coverage. What the policy covers, what drives the price, and how PML and retrofits change the quote.
Mega Quake · 2022-04-15Should You Buy Earthquake Insurance in California?
The equity argument, the moratorium problem, and how to size a deductible you can absorb.
Mega Quake · 2022-04-15Benefits of California Earthquake Insurance Coverage from Multiple Carriers
Why an independent broker quotes the CEA and several private carriers for the same home.
Mega Quake · 2022-04-15A Mega Quake Awaits California: Earthquake Insurance Planning Needed for the Big One
What the forecasts say about a major California earthquake and why coverage has to be in place before it.